Empowering Economic Sovereignty Through Access to Capital

Pepperwood Tribal Financial Services is a Native Community Development Financial Institution (CDFI) dedicated to strengthening the economic future of the Middletown Rancheria of Pomo Indians of California. Our mission is rooted in sovereignty, responsibility, and long‑term prosperity.

We believe that access to fair, culturally aligned financial resources is essential for building a strong and self‑determined community. Many Tribal Members have historically faced barriers when seeking capital—our purpose is to remove those barriers and create pathways for responsible growth.

Our Commitment

We invest in our people with reverence for future generations, ensuring that every financial service we provide supports long‑term stability, opportunity, and community well‑being. Our work is guided by respect, accountability, and the shared vision of a thriving tribal economy.

What We Offer

Auto Loans

Our auto loan program provides Tribal Members with access to reliable transportation—an essential foundation for employment, education, and family needs. We offer fair, transparent lending designed to support responsible financial progress.

Financial Education Courses

We believe knowledge is power. Our financial education courses help Tribal Members build confidence in budgeting, credit management, long‑term planning, and overall financial wellness. These courses are designed to empower individuals and strengthen the economic resilience of our community.

Eligibility Requirements

To qualify for services through Pepperwood Tribal Financial Services, applicants must:

• Be 18 years of age or older
• Be an enrolled Tribal Member of the Middletown Rancheria of Pomo Indians of California